General guidance only. This calculator provides estimates based on the inputs you provide and assumes a constant interest rate, that repayments stay at the minimum required to repay the loan over the original term, and that the offset balance remains in place. It does not account for lender policies, fees, redraw, rate changes or your personal financial situation. Results are indicative only and should not be relied upon as financial advice. Any advice given is general in nature. Always consult a licensed broker before making financial decisions. Home of Inspire | Credit Representative 507978 under ACL 389328.